Which mutual fund gives highest return?
The mutual fund category most often providing the highest return is small-cap funds. Read on to know the current risks associated. A small-cap mutual fund is by default, most often, the category with the highest returns, especially this year with a massive 51.8 per cent return.
The mutual fund category most often providing the highest return is small-cap funds. Read on to know the current risks associated. A small-cap mutual fund is by default, most often, the category with the highest returns, especially this year with a massive 51.8 per cent return.
Among them, the two schemes which gave over 20 percent annualised return are 360 ONE Focused Equity Fund and Quant Focused Fund. If someone had invested ₹one lakh five years ago in 360 ONE Focused Equity Fund, it would have swelled to ₹2.74 lakh after delivering 22.35 percent annualised return.
WhiteOak Capital Mid Cap Fund
Its 40.99 per cent return in the one year is better than the 37.77 per cent return of its benchmark- the S&P BSE 150 MidCap Total Return Index. Its AUM is Rs 1374.28 crore and its NAV is Rs 14.32.
For example: Aditya Birla Sun Life Flexi Cap Fund, Franklin India Flexi Cap Fund and HDFC Flexi Cap Fund have given the return of 31.4 times, 32 times and 34.3 times over the period of 20 years (as on 30th September 2023.
| Mutual Fund | Assets | Minimum Investment |
|---|---|---|
| Vanguard 500 Index Fund Admiral Shares (VFIAX) | $457 billion | $3,000 |
| American Funds Growth Fund of America (AGTHX) | $252 billion | $250 |
| Fidelity Select Technology Portfolio (FSPTX) | $13 billion | None |
| JPMorgan Equity Premium Income Fund (JEPAX) | $6 billion | $1,000 |
Diversify Your Portfolio: Diversification plays a crucial role in risk reduction, optimising returns, and maintaining stability within your investment portfolio. It is important to invest in a mix of equity, debt, and possibly others like gold or real estate mutual funds to diversify your portfolio.
Consider investing Rs 15,000 per month for 15 years and earning 15% returns. After 15 years, the total wealth will be Rs 1,00,27,601 (Rs. 1 crore). According to the compounding principle, if we implement these very same returns and contributions for another 15 years, the amount we accumulate grows enormously.
The large-cap mutual fund category's returns in the last year have been 38.99 per cent, compared to mid caps' 50.76 per cent and small caps' 54.62 per cent (As per Amfi data). Large funds from Quant, Bank of India, Taurus, JM, and Nippon India have given the best returns in the last one year.
- Axis Small Cap Fund. 24.27% 27.81% ...
- DSP Small Cap Fund. 25.75% 28.94% ...
- HDFC Small Cap Fund. 30.16% 30.09% ...
- Kotak Small Cap Fund. 20.16% 28.05% ...
- Nippon India Small Cap Fund. 32.62% 34.80% ...
- Quant Active Fund. 19.25% 27.02% ...
- Quant Flexi Cap Fund. 20.92% 28.36% ...
- Quant Mid Cap Fund. 27.09% 30.95%
What if I invest $10,000 in mutual funds for 10 years?
It has given 25.96 % annualised returns in ten years. The calculator shows that a monthly SIP of ₹10,000 in this fund could have grown to approx. ₹57,53,702 in ten years. The mutual fund calculator shows how a lumpsum investment of 1 lakh grew more than five times in ten years.
| Fund Name | 5 Years Return | 10 Years Return |
|---|---|---|
| Tata Infrastructure Fund (G) | 26.8% | 20.6% |
| Parag Parikh Flexi Cap fund (G) | 23.8% | 20.5% |
| Bank of India Manufacturing & Infra fund (G) | 28.0% | 20.5% |
| ICICI Prudential Value Discovery Fund (G) | 23.7% | 20.4% |
| Name of the mutual fund | Five-year returns (in %) |
|---|---|
| Quant Multi Asset Fund | 32.34 |
| ICICI Prudential Multi Asset Fund | 24.03 |
| UTI Multi Asset Allocation Fund | 18.59 |
| HDFC Multi Asset Fund | 17.08 |
| Scheme Name | Plan | Nov'23 |
|---|---|---|
| HDFC Top 100 Fund - Direct Plan - Growth | Direct Plan | 7.30% |
| JM Large Cap Fund - (Direct) - Growth | Direct Plan | 7.15% |
| Bandhan Large Cap Fund - Direct Plan - Growth | Direct Plan | 7.33% |
| SBI Blue Chip Fund - Direct Plan - Growth | Direct Plan | 5.57% |
| Scheme Name | AUM (Rs Crore) | Expense Ratio (%) |
|---|---|---|
| ICICI Prudential Technology Fund | 8,993.09 | 2.11 |
| ICICI Prudential FMCG Fund | 1,156.49 | 2.57 |
| Sundaram Midcap Fund | 7,048.79 | 1.87 |
| Nippon India Growth Fund | 13,409.61 | 1.83 |
- Franklin India Bluechip - Growth was launched on 1 December 1993. ...
- HDFC Top 100 Fund - Growth was launched on 4 September 1996. ...
- Franklin India Prima Fund - Growth was launched on 1 December 1993.
BlackRock Exchange Portfolio (STSEX)
Easily one of the top-rated examples of the safest mutual funds, the BlackRock Exchange Portfolio (MUTF:STSEX) seeks long-term growth of capital and consequent long-term growth of income, per its prospectus.
- High-yield savings accounts.
- Certificates of deposit.
- Money market accounts.
- Treasury bonds.
- Treasury Inflation-Protected Securities.
- Municipal bonds.
- Corporate bonds.
- S&P 500 index fund/ETF.
Stocks offer larger potential returns than mutual funds, but the trade-off is increased risk. Stocks can be a smart investment if you have a higher risk tolerance, want control over your trading decisions, and are comfortable conducting your own fundamental research or technical analysis to pick investments.
Always align your goals to your investments and eventually to the type of scheme you are investing in. Marry your goals with your risk appetite. Invest in a mutual fund only if it matches with your goals & risk appetite. Decide on the asset allocation that will finally drive your goals home.
Which mutual fund is safe with good returns?
| Fund Name | Category | Risk |
|---|---|---|
| Axis Overnight Fund | Debt | Low |
| Kotak Equity Arbitrage Fund | Hybrid | Low |
| Nippon India Arbitrage Fund | Hybrid | Low |
| Axis Arbitrage Fund | Hybrid | Low |
The underlying fact remains and irrespective of what guidelines come out, all investors must understand and keep this in mind, there are no guaranteed returns whatsoever in any mutual fund schemes. So, be it debt, be it target maturity funds, be it equities, be it hybrid, there is no guaranteed return whatsoever.
(You must convert the rate of return to the monthly figure through dividing by 12). You also have n = 10 years or 120 months. FV = Rs 1,84,170. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.
The mutual fund 15x15x15 rule simply put means invest INR 15000 every month for 15 years in a stock that can offer an interest rate of 15% on an annual basis, then your investment will amount to INR 1,00,26,601/- after 15 years.
15 X 15 X 30 rule of mutual funds
If u do a 15,000 Rs. SIP per month for 30 years (instead of 15 years as earlier), at a 15% compounded annual return, You will be able to accumulate 10 CRORE against 1 crore if u invest for 15 years), said Balwant Jain.
